…allowed to run down by M&CC over decadesThe staff attached to City Hall are expected to be relocated sooner than later due to the dilapidated state of the building located at Regent Street, Georgetown.This was confirmed by His Worship the Mayor, Ubraj Narine during an interview with Guyana Times on Tuesday where he further stated that the City Treasurer has complained of dust dropping from the ceiling and affecting him and other staff members.A section of the deplorable buildingMayor of Georgetown, Ubraj NarineNarine also stated that the Mayor’s Complex was also partially damaged, but persons there will not be relocated. Moreover, he confirmed that the entire building is affected by the leaking roof though efforts are presently being made to have it rehabilitated.As a consequence, he posited that he is looking at alternative measures to ensure the workers are kept safe and healthy.“We are looking to relocate them [employees] but I don’t know how soon we would be able to move forward with that,” he said.The Mayor informed that City Hall understands the importance of the issue but will need the requisite financing before moving the workers.He explained, “Indeed, the Treasurer’s Department ought to be relocated somewhere but at this point in time we are working on it and we do not know how early we can be able to deal with it because these things would include finance”.Narine did not state exactly how many workers are being affected by the flaws of the building.Just last week, Guyana Times reported that the rainy season has not only brought flooding to some sections of Georgetown but also a reminder that the City Hall building is currently on its last stride as a recent visit to the building painted a scary picture.This publication observed that the railings were falling apart, with broken windows and stumbling woodwork that was seemingly attached by a thread.Speaking with Guyana Times, one of the Councillors, Bishram Kuppen, noted that this severe damage could have been averted if frequent maintenance was carried out. However, the building has been neglected for decades by past mayors and these small problems were mounted into a significant one which is difficult to remedy.A study was conducted by the European Union, pegging the rehabilitation works at some $400 million.For now, the Council is awaiting funds to construct a new building next to the existing structure, which will house employees during the rehabilitation period. Over the years, millions of dollars were injected into the Council for the building’s restoration, including some $20 million in 2012.Last year, it was indicated that proceeds from the Council’s City Week activities were to be used to start the restoration project at City Hall.
– Govt ignores Opposition’s “rushing” concernsAfter nearly two hours of exchanges in the National Assembly, the A Partnership for National Unity/Alliance For Change (APNU/AFC) coalition on Wednesday evening rejected the People’s Progressive Party/Civic (PPP/C) Opposition’s request to “reason” and went ahead to pass the Anti-Money Laundering and Countering the Financing of Terrorism (AML/CFT) (Amendment) Bill 2016.The passage of the Bill came in light of a motion put forward by Opposition Chief Whip Gail Teixeira to have the piece of legislation reviewed by a Parliamentary Special Select Committee (PSSC) before passage. However, Government used its parliamentary one-seat majority to turn down the motion, thus, allowing the Bill to be read for the second and third time before being passed as printed.The Bill contained 11 clauses to amend various sections of the AML/CFT (Amendment) Act 2016. The Opposition had proposed several changes to the clauses but these were shut down by the Coalition Administration.However, the amendments were not made without heated exchanges between the two sides of the House.In defending the Bill after the House went into the Committee of Supply, following the first reading of the Amendment Bill, Legal Affairs Minister and Attorney General Basil Williams pointed out that his Administration inherited a situation of great reticence to fight against money launderers and an even greater reluctance to counter the financing of terrorism.“Mr Speaker, the PPP/C Government had continually failed to remedy the many deficiencies in the Action Plan it had agreed to with both the CFATF (Caribbean Financial Action Task Force) and the FATF (Financial Action Task Force) in or around 2011 and 2014 respectively,” he stated.According to Williams, the Administration in its nearly one year in office has managed to reduce the number of unimplemented FATF recommendations to one and this too was got rid of with the passage of the Bill on Wednesday. He noted that Guyana can now apply to exit the FATF process.However, the situation is not the same with regard to the CFATF, the Legal Affairs Minister said. He explained that Government found a plethora of recommendations that PPP/C Government failed to implement since July 2011, while adding that Guyana was rated Compliant and Largely Compliant in only 6 of the 40 + 9 Recommendations on which it was assessed.Williams further went on to say that the Administration has been engaging CFATF since May last year and was reminded in January that one Core and five Key Recommendations were still outstanding. These recommendations, the AG added, were addressed in the passed legislation last June while the remaining three were included in this most recent Bill that was passed.“So let this be the last time we hear about any kind of interference by the Honourable Members on the opposite side in relation to the business of the AML/CFT conducted by the APNU/AFC Government,” he posited as he reminded of the urgency to have the Bill passed in time for the May 2016 review.However, the Opposition MPs outlined that this was the ninth time Government was rushing to have a Bill passed at all three stages in one sitting. In fact, PPP/C front bencher Anil Nandlall sought to discard the arguments put forward by Williams, pointing out that it was impossible for Guyana to meet the May deadline at this point in time.Nandlall explained that the Bill should have been passed eight weeks ago before the parliamentary hiatus since Guyana was supposed to circulate the passed legislation to other countries for review as it was currently under a peer review.Moreover, the former Attorney General and Legal Affairs Minister went on to dissect the amendments being made to the legislation, highlighting a specific clause which says, “The Court SHALL immediately, pursuant to the application of the Director of Public Prosecutions under subsection (6), grant the freezing order (of assets).”The Opposition MP argued that this clause interferes with the discretionary power of the judiciary. Furthermore, he referred to another clause which gives the Minister of Legal Affairs the power to permit access to frozen funds or other assets, saying that persons would have to go to the Minister with “begging bag” for basic expenses such as medical, taxes, insurance charges, utility expenses and so soon.“This Bill is warped! No executive officer can have that power over people’s property. This is vulgar, it is unconstitutional. No executive office must lord over people’s property,” he declared.To this end, Nandlall pleaded with the House to have the Bill sent to a Select Committee for review, noting that it will only take one week as he knows where the mistakes are. “I have done a lot of work on this Bill and I’m asking my friends on that side to take it to a Select Committee, let us cleanse this Bill of its impurities,’” the former Legal Affairs Minister remarked.The AML/CFT (Amendment) Bill 2016 was subsequently considered in the Committee of Supply clause by clause and passed without amendments. It was then taken to the National Assembly, where it was read for the second and third time before being passed as printed.
SECURITY guards are keeping spectactors well away from the massive cruise ship the MS Artania in Killybegs today.Hundreds of people are in the port to see the massive liver arrive. However they are being prevented from getting closer as the pier is sealed off.The cruiser, which has 1,200 passengers and 800 on board arrived earlier today.The ship will be leaving at 8pm as scheduled.Many of the passengers on board, most of whom are German and Swiss, are visitng the North West including Glenveagh National Park, Glemcolmcille and Sligo. Tourism chiefs are hoping many of those who enjoy a day long break to Donegal may return on longer trips in the future.You can play our video to see what the ship is like on the inside. SECURITY OFFICIALS KEEP SPECTACTORS WELL AWAY FROM CRUISE SHIP was last modified: August 30th, 2014 by John2Share this:Click to share on Facebook (Opens in new window)Click to share on Twitter (Opens in new window)Click to share on LinkedIn (Opens in new window)Click to share on Reddit (Opens in new window)Click to share on Pocket (Opens in new window)Click to share on Telegram (Opens in new window)Click to share on WhatsApp (Opens in new window)Click to share on Skype (Opens in new window)Click to print (Opens in new window)
THEY’VE become fashionable for young people following their heroes in recent years – but sports clubs in Donegal are being urged to ban sports drinks for young players.The Irish Heart Foundation says the drinks are an unnecessary source of sugar for children who don’t need it.And yesterday a soccer club in Sligo banned all members under the age of 14 from taking sports drinks like Lucozade Sport. Strand Celtic Football Club has been supported in its move by the Irish Heart Foundation’s Donal O’Shea.“These sports drinks are another source of calories for children and young people that they don’t need,” he said.The soccer club’s chairman Brian McDermott said he was concerned at the amount of sugar in the drinks.The move follows a rash of laws in the United States banning sugary sports drinks for under-18s. Last night one under-age GAA coach in Donegal said the move could prompt a debate, but that it should be something for the county board to consider.“If a professor with the Irish Heart Foundation is making this sort of recommendation then it is something that should be looked at and taken seriously,” he said.“We would always encourage our kids to drink water anyway but if sports drinks are bad for them it is something which should be looked at,” he added.WILL DONEGAL CLUBS BAN KIDS FROM TAKING SPORTS DRINKS? was last modified: September 25th, 2011 by BrendaShare this:Click to share on Facebook (Opens in new window)Click to share on Twitter (Opens in new window)Click to share on LinkedIn (Opens in new window)Click to share on Reddit (Opens in new window)Click to share on Pocket (Opens in new window)Click to share on Telegram (Opens in new window)Click to share on WhatsApp (Opens in new window)Click to share on Skype (Opens in new window)Click to print (Opens in new window)
AD Quality Auto 360p 720p 1080p Top articles1/5READ MORERose Parade grand marshal Rita Moreno talks New Year’s Day outfit and ‘West Side Story’ remake The deal shows that Google is willing to pay to preserve its lucrative relationship with AOL and prevent Microsoft from becoming a bigger provider of Internet search tools. A deal between Microsoft and AOL would have made Microsoft’s own advertising network more attractive. The struggle over AOL reflects the larger competitive landscape between rivals Google and Microsoft, said Internet analyst Scott Kessler of Standard and Poor’s. The proposed agreement with Google gives AOL more flexibility to sell Google search ads, and have them appear only on AOL sites. The online service currently directs advertisers to Google and cannot limit search ads to its own sites. AOL is Google’s biggest customer, accounting for about $420 million, or about 10 percent, of Google’s revenue during the first nine months of this year, according to regulatory filings. Most of the $420 million came from the ads Google distributes on AOL’s Web site. The two companies first began working together in 2002 when Google wrestled away AOL from another online advertising network currently owned by Yahoo Inc. Time Warner Inc. ended talks with Microsoft Corp. on Friday and entered exclusive negotiations with Google Inc. over a $1 billion investment and a broader advertising partnership with America Online, executives close to the talks said. Shutting out Microsoft sets the stage for a high-profile agreement between two titans of the Internet. Under the deal, expected to be announced as early as next week, Google would get a 5 percent stake in AOL, implying a $20 billion value for the unit, said one official with direct knowledge of Time Warner’s negotiating position. Google, which operates the Internet’s dominant search tools, also agreed to highlight AOL’s Web properties as sponsored links and integrate AOL’s video clips in its fledgling Google Video service. In exchange, AOL will continue providing Google’s search engine to its subscribers. Officials described the negotiations on condition of anonymity because no agreement has yet been formalized. The deal could be finalized next week, when Time Warner’s board meets in New York. Microsoft, which increasingly views Google as a fierce rival, has been negotiating with Time Warner since early this year but did not propose any cash investment in AOL, officials said. Time Warner has been considering options for ramping up AOL’s business against a backdrop of criticism from financier Carl Icahn, who is demanding that the company take drastic steps to improve its long-lagging share price, including a massive share buyback. AOL is shifting its business model from selling dial-up Internet access to selling online advertising, which is booming. Google, Microsoft and earlier Yahoo Inc. all expressed interest in some kind of partnership with or stake in AOL to harness its large reach among Internet users. Microsoft and The Associated Press last month announced plans for an advertising-supported online video news network early in 2006. Microsoft will supply the technology, video player and advertising support to the network, while AP’s broadcast division will provide the video, which will feature about 50 different stories per day.
The Oase skulls found in Romania share modern and Neanderthal characteristics, reported Science Daily in a story reverberating on major media sites (see Reuters). From a press release by the University of Bristol, Science Daily reported, “By comparing it with other skulls, Professor [Joao] Zilhao and colleagues found that Oase 2 had the same proportions as modern human crania and shared a number of modern human and/or non-Neandertal features.” That’s the modern part. But:However, there were some important differences: apparently independent features that are, at best, unusual for a modern human. These included frontal flattening, a fairly large juxtamastoid eminence and exceptionally large upper molars with unusual size progression which are found principally among the Neandertals.What history does this imply? Zilhao suggested an “evolutionary reversal” may have occurred – or maybe our sampling of human diversity in the period dated between 30,000 to 40,000 years is incomplete. “Oase 2 is ‘modern’ in its abundance of derived modern human features, but it remains ‘nonmodern’ in its complex constellation of archaic and modern features.” The original paper was published online in the Proceedings of the National Academy of Sciences.1 See also the BBC News and Live Science. Meanwhile, other scientists working in South Africa are claiming that “A 36,000-year-old skull from South Africa provides the first fossil evidence that modern humans left Africa 70,000 to 50,000 years ago to colonize Eurasia,” according to National Geographic News (see also a press release from Max Planck Society). How can that be? Well, one researcher was “struck by its similarities to the skulls of the first modern humans found in Europe.” But if Neanderthals had already been in Europe 130,000 years ago (maybe even more than 200,000 years), would they be expected to be interfertile with new arrivals 50,000 to 70,000 years ago? A press release from Texas A&M University admits that “we still don’t have all of the evidence required to test these models – to disprove or prove them.” No one seems to be asking if it is plausible that two divergent groups would be able to interbreed after a separation of 60,000 years or more – ten times as long as recorded history. Another study of skulls in Russia puts the migration even later, at 45,000 years ago, reported EurekAlert. At the extremes dates, Neanderthals and modern humans would have been evolving on separate courses for over 150,000 years. Ted Goebel [Texas A&M] put it this way in Science:2Current interpretations of the human fossil record indicate that fully modern humans emerged in sub-Saharan Africa by 195,000 years ago. By 35,000 years ago, modern humans thrived at opposite ends of Eurasia, from France to island southeast Asia and even Australia. How they colonized these and other drastically different environments during the intervening 160,000 years is one of the greatest untold stories in the history of humankind.1Rougier, Trinkaus, Zilhao et al, “Pestera cu Oase 2 and the cranial morphology of early modern Europeans,” Proceedings of the National Academy of Sciences USA, published online before print January 16, 2007, 10.1073/pnas.0610538104.2Ted Goebel, “The Missing Years for Modern Humans,” Science, 12 January 2007: Vol. 315. no. 5809, pp. 194 – 196, DOI: 10.1126/science.1137564What does he mean “untold stories”? The evolutionists have been telling this “story” and others in their molecules-to-man tale for a century and a half. It’s like guns. Fossils don’t tell stories; evolutionists do. You notice that this story is told in the absence of facts. Goebel gets all excited because someone interprets a data point in the middle of nowhere as being 60,000 to 50,000 years old, and he thinks they’re getting warmer. It’s like they find a brick in Russia, one in South Africa and one in Tanzania and think they almost have their yellow brick road to Charlie’s emerald city. There’s more gap than text in this fictional plot. Evolutionary reversal – how’s that for an evolutionary euphemism for non-evolution? We need an evolutionary reversal, all right, back to a science that doesn’t tell fables. If the Oase folks gained their peculiar mosaic of traits by interbreeding with Homo sapiens, then the Neanderthal fable is over. These were people. The myth of the brutish Neanderthal has outlived its usefulness to a discredited view of human history. Adding new twists to the fable is not helping. Speaking of fables, we’re going to coin a new word: fability, the ability to tell fables. Darwinists are very good at this ability. It’s closely related to fibility, the ability to tell fibs. Adding fable upon fable is similar to telling new lies to prop up earlier ones. For a century and a half now, the Darwinists have been fibbling and fabling about Neanderthal Man, accentuating the differences and underplaying the similarities. Using fabled dates, they have constructed elaborate imaginary histories of early man grunting and hunting for tens of millennia, never becoming smarter than a teen-age videogame player. Then the wise guys showed up (Homo sapiens sapiens) and quickly outwitted them in the job market. The whimpering dimwits retreated to their caves, leaving bones for evolutionary paleontologists to use as props for the story. TV producers have leapt onto the opportunity to visualize all this fability. Especially in Darwin’s turf, they have found no shortage of actors willing to go nearly naked with lots of Neanderthal brow-ridge clay and body hair to portray the whole diorama. It’s been a long-running series, but the fans are getting bored. Can we switch now to the History Channel? Just because our Neanderthal brethren looked slightly different from us doesn’t justify categorizing them outside the human family and considering them less urbane. Like the cave man in the Geico commercials, it makes them very frustrated.(Visited 13 times, 1 visits today)FacebookTwitterPinterestSave分享0
Set-top-boxes needed According to the DVB Project, 14 Southern African Development Community countries had accepted DVB-T, the main digital standard in Africa, Europe and the Middle East. Mauritius has already completed the switch-over to DVB-T. SAinfo reporter and BuaNews After the December 2013 deadline, South Africans with analogue TVs will need special set-top boxes in order to receive images. “This little box … will receive the digital signal, convert it to analogue and then take it back to the analogue TV so that the images can be broadcast,” Padayachie explained. “Perhaps the biggest dividend out of the whole thing is that it will start liberating spectrum currently being used in the broadcasting of signal … This opens up the opportunity to have more channels,” Padayachie said. South Africa will adopt the DVB-T2 digital television standard, and the country’s migration from analogue to digital TV broadcasting should be complete by December 2013, Communications Minister Radhakrishna Padayachie said in Pretoria last week. It further adds that DVB-T2 has a higher bit-rate than its predecessor, making it a more suitable system for carrying high definition (HD) signals on a terrestrial television channel. DVB standards are maintained by the DVB Project, an international industry consortium with around 250 members. While the deadline for South Africa’s analogue switch-off had been extended from its original date of November 2011, Padayachie said the new deadline was still within the decision by the International Telecommunication Union to switch off analogue signals worldwide by 2015. Padayachie would not speculate on how much the set-top box would cost, saying it would depend on the capabilities the box could deliver. Manufacturing, export opportunities The digital migration process could serve as a catalyst for revitalising South Africa’s electronics manufacturing industry, Padayachie said, adding that the there could be opportunities for exporting the set-top boxes to other African countries also busy with digital migration. The government would subsidise set-top boxes, but only for the “poorest of the poor”, while those who fell above a certain income band would be expected to buy them at full cost. According to online encyclopaedia Wikipedia, DVB-T2 stands for Digital Video Broadcasting-Terrestrial Second Generation, an extension of the television standard DVB-T. 17 January 2011 DVB-T2 had the capability to give viewers access to 14 channels using the same amount of spectrum. Not only would the increase in the channels give viewers a wider range to choose from, but it would also stimulate the production and creative industries, Padayachie said.
Share Facebook Twitter Google + LinkedIn Pinterest Episode 12 of the Ohio Ag Net Podcast, courtesy of AgriGold, enjoys the company of Ty Higgins, Dale Minyo, Bart Johnson, Risë Labig, and host Joel Penhorwood. Matt Reese joins us through his half-marathon buddy Joe Hoover talking about the East Tech School and FFA, busy teaching agriculture in urban areas. Dale speaks with John and Todd Davis on the newly rebuilt Discovery Center at Ohio FFA Camp Muskingum. Ty hears from Aaron Heilers on a tour of the Blanchard River Demonstration Farms. Plus, the crew wraps it all up with a bit of wedding advice to the soon-to-be-married Joel. Join us for the Ohio Ag Net Podcast!
Old NavyOld Navy Nominee for Geocacher of the MonthLynn Groves Lussier (aka Ranger Lynn) says, “Since his inaugural year of caching in 2005, Old Navy has placed 372 hides and found 2,892 caches. Undoubtedly, his greatest contributions to the geocaching community have been through his dedicated leadership as president of the Northern New Jersey Cachers (NNJC) for the last six years.Inspiring by example and genuine enthusiasm, yet never one to seek the limelight, the success of NNJC is a testament to Old Navy’s wizardry “behind the curtain.” In addition to converting muggles into members by hosting monthly Meet & Greet events, his skill in connecting NNJC to the geocaching community at large shines through in both his editorial expertise in overseeing the NNJC newsletter, as well as his social media savvy in daily managing the NNJC Facebook page, Twitter site, and official club website.” intervalesintervales – Nominee for Geocacher of the MonthCarbon Hunter from South Africa says, “It is not often that one can nominate a cacher with so few finds as global geocacher of the month. However I would like to nominate cacher INTERVALES from Brazil as the geocacher of the month. Junior only has 17 finds and 21 hides.So what exactly makes this cacher so special and worthy of a nomination (and hopefully being awarded this prestigious award)? Junior is one of those extremely special cachers who stays in a remote area of the world (on the edge of the Brazilian Atlantic Forests) and has hardly travelled from his home base of Capao Bonita in the Sao Paulo province. What makes him extremely valuable and a huge asset to our game is that he is the custodian of the last surviving APE cache in the world. While not being a prolific finder, Junior maintains the APE cache in a very harsh environment (high humidity and heat that can lead to cache degradation). Apart from the APE cache, he has also placed a good few Earthcaches in the surrounding area and maintains traditional caches of his own, and of visiting cachers that travel to the park to find the APE cache.He is really embodies what all of us seek and attempt to emulate in a cacher, and this especially from a cacher who has not had the opportuntity (like many of us) to find a multitude of caches in our direct environment. I hope that you too will give Junior your vote – and help keep the APE cache alive. I also hope that many many more cachers will have the opportunity to find the APE cache as I did.”Comment below to tell us who you think should be the September Geocacher of the Month. We will be accepting comments through October 14.If your nominee wasn’t recognized here, please submit your nominations again next month. We’re always looking for the next Geocacher of the Month. To nominate a geocacher, send an email to firstname.lastname@example.org and include the following information:Your name, the name of your nominee, their usernameA picture of the nomineeDescription (200 or more words) explaining why he or she deserves to be the Featured Geocacher of the MonthPlease inform your nominee that you have submitted them for the award. Nominations for the next Featured Geocacher of the Month should be received by October 14. Once Geocaching HQ has received the nominations, we will choose the top candidates and post them on the blog. You will then get a chance to champion your favorite. Our goal is to involve the entire geocaching community in this process so that we might learn from each other.Share with your Friends:More Oskar, username OskarÅ says, “Hi, I would like to nominee an older couple from Sweden that has put a lot of smiles on mine and a lot of more people for sure. There names are Carina and Lasse. I live in the southest part of Sweden and just a few miles from my town they have a ton of great caches! They use all of their free time to go geocaching and also building caches for us other to enjoy. Just by looking at their profile of them you can see how active they are and how many favorite points they have on their caches. They are really creative and are the most inspirational geocachers I know.” SharePrint RelatedAnnouncing the December Geocacher of the MonthFebruary 4, 2014In “Community”Announcing the November Geocacher of the MonthDecember 31, 2013In “Community”Announcing the October Geocacher of the MonthDecember 6, 2013In “Community” The earned, never for sale, Geocacher of the Month Geocoin (sun flare optional)The guardian of a vanishing iconic geocache, a couple from the far north of the world who’ve helped create a quality geocaching community, and the president of a geocaching association who leads by the two E’s (enthusiasm and more enthusiasm). We’re honoring these geocachers as nominees for the Geocacher of the Month. Each will receive worldwide recognition for their contribution to the global geocaching community and a prize package from Geocaching HQ in Seattle. Which of these nominees will be named Geocacher of the Month?This is your opportunity to help decide who will take home the earned, never for sale, Geocacher of the Month geocoin (at left). Each featured Geocacher of the Month will receive the exclusive special edition geocoin, a hat and profile icon. They’ll also receive a certificate acknowledging their contributions, signed by two of the founders of Geocaching.com.Dr Evil. – Geocacher of the MonthIn August, Dr Evil. was officially named Geocacher of the Month.One comment details Dr Evil.’s family-friendly approach to geocaching, “His caches are fantastic for kids and getting them interested in caching but also in the great outdoors again. His vlogs on YouTube are always informative, upbeat but above all that you can see his dedication and his passion for finding caches and placing them. He’s organised some great events some for the family, some for the extreme cacher but he is always friendly, polite and always willing to help out a beginner.”Now it’s your turn to help us select the next Geocacher of the Month. Write a supportive comment at the bottom of this blog for the nominated geocacher that you feel should be awarded the title. A panel of folks from Geocaching HQ will then use your comments to help guide the decision of which geocacher is awarded the Geocacher of the Month honor.Here are your nominees for the September Geocacher of the Month. Some testimonials have been edited for length.Carina & LasseCarina & Lassie Nominees for Geocacher of the Month
Molly C. HerndonBy Texas A&M University Marking Communications PhotographyJoin us a 3-day learning event June 2-4 that will focus influencing positive change in clients. The 2015 Personal Finance Virtual Learning Event is an online learning opportunity to connect with colleagues, broaden your professional network and learn from experts in the field.On Tuesday, June 2 at 11 a.m. ET Dr. Barbara O’Neill will present Motivating Clients to Develop Positive Financial Behaviors. This webinar will describe ways to prompt positive behavior change in others. It will begin with a discussion of three leading behavior change theories and the concepts of locus of control and time preference. It will then discuss 20 specific financial behavior change strategies, relevant concepts from the field of behavioral finance, and implications for financial practitioners.On Wednesday, June 3 at 11 a.m. ET, Dr. Mary Bell Carlson will present Financial Therapy Insights for Financial Counseling and Education. This session will explain what financial therapy is and how it differs from financial counseling, coaching, and planning. You will learn some of the specific techniques and models used in financial therapy and even some tips on how to incorporate some of these techniques into your sessions to help facilitate the opportunity for lasting financial behavior change with your clients.On Thursday, June 4 at 11 a.m. ET, Jerry Buchko will present Financial Coaching. This webinar will deliver step-by-step techniques financial educators can employ to influence positive behavior change in their clients.Each 90-minute webinar will be followed by a 1-hour Twitter chat. Engage, ask questions and post comments by using #MFLNchat.More details on this 3-day event are available here. We hope to see you online June 2-4!This post was published on the Military Families Learning Network blog on April 21, 2015.